Nanhai Yueya Event highlights the tight funding chain of car dealers?

These days, the storm caused by the South Asia Sea Yueya incident has not yet subsided. Except that many car owners are still worrying about when their car will be able to be on the card and whether the car deposit can be refunded, the concern on the Internet has not faded. In particular, some people are concerned that the overall situation of the auto market this year is not optimistic enough, and they are worried that the capital chain break of Nanhai Yueya is not an accidental phenomenon. Related to the recent phenomenon of Wenzhou bosses running the same way due to problems in the capital chain, some netizens believe that: “The Wenzhou boss quietly scraped the road to Foshan, and Nanhai Yueya was the first, but certainly not the last one. This fall, White dew makes people enter winter."

Does the South China Sea Yueya incident occur accidentally or is it universal? How can owners evade these risks and buy cars on the cards? The reporter learned about this.

Status: This year, stocks are generally high, but the bosses of the South China Sea Yueya have been relieved. There is still no news. The bank's application to the court for the seizure of property preservation has shown that Nanhai Yueya has indeed had major problems in the capital chain. For many dealers, the reason why a large amount of loans from banks is necessary is because they do not have large stocks of funds themselves, and they need to borrow from banks in order to import a lot of vehicles. Then, after selling the car department, it immediately repaid the bank’s loan to the car, thus realizing the capital turnover. Although this operation method has been criticized for a long time, it is within the automobile industry that this is a hidden rule for many dealers.

Therefore, people's concerns about car dealers also come from this. In particular, this year, the overall auto market is not optimistic enough, and because of the strong sales momentum last year, manufacturers have added a lot of tasks this year. Many car manufacturers often purchase a large quantity of goods from manufacturers in order to complete the sales targets required by manufacturers. But in the face of stagflation in sales, dealers’ car inventory has increased. In fact, according to the auto dealers' feedback, the number of stocks for everyone this year is generally much higher than last year. Especially after May, car dealers added a lot of inventory in preparation for the “May Day” small holiday and the “golden nine silver ten” traditional peak season. However, this year's auto market situation is that "May 1" is only three days hot, and the auto market then entered the off-season early. Some car dealers frankly told reporters that inventory is indeed many, and the car More inventory one day, bank interest is more than one day, the dealer will have to lose a day, so the unprecedented sales pressure.

However, when the reporter started to visit each car city in September, the intuitive feeling was that there was a noticeable decrease in the stock of cars parked around dealer stores. The general response of many dealers is that sales in September were really good, and individual sales of individual brand stores with small individual sales bases even doubled in August from a year earlier. At the same time, some manufacturers have also reduced their tasks to dealers given the overall poor condition of the auto market this year. At present, the overall inventory of the auto market has significantly decreased compared with two or three months ago.

Viewpoint: Decentralized investment tends to cause tension in the capital chain. In the industry, other car dealers that the reporter has contacted believe that the opinions expressed by users are more extreme, but they think that this matter should indeed bring scrutiny to many companies.

A dealer stated that in the past many years, Foshan also had a lot of 4S shops closed down or changed hands. Therefore, the problem of the South China Sea Yueya cannot explain the problems of the entire industry. Only under the background of the stagflation in the auto market this year, compared to last year's fiery market, we do feel that the pressure is quite high this year, and many distributors do have more inventory, but this phenomenon of Nanhai Yueya should not It is common.

There are also dealers' point of view that the pressure for doing cars this year is mainly because the overall environment of the auto market has not been optimistic this year. Moreover, starting from October 1 onwards, the nation’s newly implemented energy-saving vehicle standards have caused many of the original models that enjoyed subsidies for energy-saving vehicles to have a subsidy of 3,000 yuan, which in turn has caused a bad for the auto market. Therefore, car dealers should pay more attention to risks in the process of stocking, operation, and expansion.

In fact, as far as the capital risk of auto operations was concerned, as early as April of this year, Jiang Liming, chairman of Litai Group, once expressed a clear view: “In recent years, auto competition has become fierce. This year, monetary tightening has taken place, and pressure from most dealers has increased. However, there is no problem in the general operation of the car.

The rumors of Xu’s speculation that Xu’s owner Chao Yang’s real estate had caused capital problems also reflected that the issue of Yue’s in the South China Sea did not necessarily have universal significance. Many people in the industry also analyze that the problems that arise in individual dealers are mainly due to the fact that they do not concentrate on the auto dealership field, and that the funds are withdrawn from real estate and other investment fields, and are eventually affected by the sluggishness of other industries, leading to the capital chain. Break.

Consumers: The most worried about the time is too long to be on the cards. In the event of Nanhai Yueya, consumers are even more concerned about the owners who have already paid the full amount and have not received the license on the vehicle certificate. "I got a car but I can't pass a certificate without a certificate. Now that the certificate has been mortgaged, will it not be able to end up with a long delay?" In an interview with reporters yesterday, a number of people did not give love due to lack of certification. The user on the car is worried.

According to relevant persons in the traffic police department, as long as the vehicle owner can prove the legal source of the vehicle and submit relevant materials as required, the vehicle can be branded and there is no time limit. However, unlicensed vehicles cannot get on the road, and traffic police departments of unlicensed vehicles will be punished. According to the motor vehicle registration regulations of the "Road Traffic Safety Law of the People's Republic of China", if a motor vehicle has not been registered after it has been purchased, transferred, or given a gift, it is necessary to submit the identity certificate of the motor vehicle owner and the compulsory insurance certificate for the liability of motor vehicle traffic accidents. Proof of the origin of the motor vehicle, as well as the certificate of exemption from shipment of the motor vehicle, or the import certificate of imported motor vehicles. This also means that those owners who do not have a certificate cannot pass a temporary number plate to the car. These vehicles cannot be used at all.

remind:

When buying a car, you can ask the dealer to show the certificate. Industry insiders reminded that in fact, consumers rarely considered the risk in the process of buying a car in the 4S store. However, the emergence of Nanhai Yueya's incident has also given consumers a wake-up call. To avoid the risk of dealers' funds and to ease the purchase of a car, it is necessary to pay attention to the purchase of the car, especially before paying the car. Present your vehicle's certificate of conformity. When encountering dealers have mortgaged the certificate to the bank, they should negotiate with the dealership and wait for the dealers to get the certificate and pay the full amount. If the dealership can not meet the owner's requirements, it is recommended to choose a qualified merchant to purchase.

It is worth reminding that after paying the fees, the owner should immediately go to the vehicle management office to reduce the occurrence of various possible risks. In addition, in the payment of deposits, as much as possible should not be less, take precautions to reduce their own losses.

Follow-up:

Nanhai Yueya Incident has nothing to do with car manufacturers and distributors Although dealers generally believe that the situation of Yuehai in South China Sea should be an individual phenomenon and not universally representative, some consumers still have some concerns and are afraid to have similar problems again.

Other car dealers are also worried about being affected by the influence of South China Sea Yueya, so some car dealers also issued a statement specifically for this purpose. Like Foshan Dongqun Yueda Kia Co., Ltd., which is engaged in the same brand as Donghai Yueda Kia Co., Ltd., has issued a document clarifying recently: “There have been recent reports that Dongfeng Yueda Kia dealers have closed down. Our company hereby clarifies that a problem has occurred. It is a distributor of Dongfeng Yueda KIA in the South China Sea. It has nothing to do with this shop. The shop will continue to provide quality services for all walks of life."

Dongfeng Yueda Kia Plant also said through the media that Nanhai Yueya was sealed and Dongfeng Yueda Kia’s products and services were not related. After Dongfeng Yueda Kia manufacturers knew the situation, they had already gathered the situation to the headquarters and actively discussed and responded. At present, manufacturers are working with local distributors to understand the needs of customers, especially after-sales service, have recently transferred to Dongfeng Yueda Kia Foshan Group.

Some industry insiders suggested that manufacturers pay high attention to this issue and provide service guidelines. Zen Gui car owners want to buy Dongfeng Yueda Kia brand models, choose Foshan International Car City Dongfeng Yueda KIA Group 4S shop.

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