After the new car is bought home, you must buy car insurance when you are on the road. This is the basic guarantee. Car insurance has to be bought every year. It is estimated that most drivers will receive harassing phone calls from insurance companies when they buy insurance. Always find all kinds of reasons to refuse those salesmen, but after refusing to know how to buy insurance will be better? Are you looking for acquaintances to buy, or go to the insurance company official website to buy, or other way to buy? People tangled.
Five ways to buy auto insurance:
1 mobile phone APP above purchase
In this era of the Internet, most netizens like to use the mobile phone APP for shopping, convenient and fast. The same is true for the purchase of auto insurance. Now many auto apps have the function of auto insurance. Buy auto insurance on the top of the car APP, the discount rate is large, there are some gift cards such as the corresponding oil card. This model is basically the same as the salesman's telemarketing model. It is only in a different form. Buying car insurance online is more reliable than buying car insurance on the phone. All promotions can be queried on the webpage.
2. salesman phone contact to buy
The clerk telephone direct car insurance risk is relatively large, but also has a deceptive nature, must be clear before buying, conditional but also recording, and because do not know the specific clerk personal information, accountability is more difficult, serious You may also encounter scams. After placing the order, according to the insurance policy number to the insurance company's official website to check whether it is true, we must also determine the identity of the person to send the policy, and then give the premium.
3. Insurance company official website purchase
The insurance company's official website purchases, logs on to the insurance company's official website, enters the owner's personal information and vehicle information, selects the insurance type, the website will automatically display the total insured price. When the owner clicks on the online payment, an online order can be generated. Convenient and clear, it is the benefits of the official website to purchase insurance. However, as long as the owner of the car submitted the price online, it means that the full amount of money to buy auto insurance, and other insurance company business to call and confirm the situation, chat and found that there are benefits, regrets no use. Therefore, before the official online car insurance, call the auto insurance salesman to confirm.
4. Find acquaintances to buy
If someone with knowledge sells insurance, you can buy it directly. Acquaintances have more discounts on buying insurance. If your car hasn't had a risk for a discount for less than a year. For example, if you purchase a car insurance with a price of 3,000 yuan, you can enjoy a minimum of 7.7% discount. You can buy insurance for just 2310 yuan, which can save 690 yuan. However, there are also very bad places for acquaintances to buy auto insurance. They should take into account their relationship and they are too embarrassed to ask what the relationship is.
5. Buy directly in the 4S shop
In general, the 4S shop sells cars and it also has outlets selling insurance. The insurance purchased in the 4S shop will be higher than the other insurance, but the 4S shop insurance is more convenient for maintenance claims, because the insurance outlets are in the 4S shop.
Editor's Note: According to Xiaobian's introduction above, I believe most owners have already seen which way to purchase auto insurance is best. In the first place, of course, it is to find acquaintances to buy the best, but everyone can also choose to buy according to their actual situation.
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